• Complete the five-minute local Connective Survey to be connected with additional resources from local non-profits.
• Residents in Harris County who experienced property damage are encouraged to report their damage using the Texas Division of Emergency Management’s online Individual State of Texas Assessment Tool (iSTAT) by visiting damage.tdem.texas.gov.

• Anyone looking for immediate access to help and resources should call 2-1-1 for assistance or visit 211texas.org.
• Call the Precinct 4 Hotline at 832-927-4444 for debris pickup.
• Visit ReadyHarris.org for recovery resources, information, and to connect with relief agencies. 
• American Red Cross has a list of open shelters for emergencies. For immediate assistance, call American Red Cross of Greater Houston at 1-866-526-8300.
• The Houston Food Bank has a map of the food pantries and food distribution sites.
  
• Mobile FEMA registration centers, cooling centers, and distribution sites are listed on the ReadyHarris map.
• To report power outages or downed power lines to CenterPoint, call 713-207-2222. 
• Visit the Emergency Aid Coalition (EAC) website for information on obtaining clothes and shoes for individuals and families or call them at 713-343-3061. Clothing center operations are by appointment only. 
• For property damage assistance and debris cleanup, call the Hurricane Beryl Home Cleanup Helpline at 979-217-3791 to request help with muck & gut, tarping, tree removal, mold remediation, and similar services from local nonprofits through August 2. 
• If you or someone you know is without shelter and in need of transportation, call 3-1-1.
• Temporary property tax exemptions are available through HCAD for qualified properties that have been at least 15 percent damaged. The application form can be found here; call 713-957-7800 with questions.
• The Texas Department of Insurance is warning people of potential contracting scams as they begin making repairs and has set up a helpline to prevent contractor scams. Please call 1-800-252-3439 if you need assistance.
• SNAP recipients who have lost food can register for replacement benefits by calling 2-1-1 and selecting Option 2. You may also apply by filling out Form H1855 (Affidavit for Nonreceipt or Destroyed SNAP Benefits) and mailing the completed form to Texas Health and Human Services Commission, P.O. Box 149027, Austin, TX 78714-9027, or faxing it to 877-447-2839. 

Individuals and families in these counties may be eligible to receive Serious Needs Assistance, which is a one-time $750 payment per household for essential items like food, water, baby formula, breast feeding supplies, medication and other emergency supplies. 

• Online at DisasterAssistance.gov. If you have access to Wi-Fi and your electronic devices have power, applying online is the easiest, fastest and most convenient way to apply.
• On the FEMA App for mobile devices. 
• Visiting any Disaster Recovery Center.

What Types of Disaster Loans are Available?

• Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible.
• Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period.
• Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.

What are the Loan Amount Limits?

• Business Loans – The law limits business loans to $2,000,000 for the repair or replacement of real estate, inventories, machinery, equipment and all other physical losses. Subject to this maximum, loan amounts cannot exceed the verified uninsured disaster loss.
• Economic Injury Disaster Loans (EIDL) – The law limits EIDLs to $2,000,000 for alleviating economic injury caused by the disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption insurance and other recoveries up to the administrative lending limit. EIDL assistance is available only to entities and their owners who cannot provide for their own recovery from non-government sources, as determined by the U.S. Small Business Administration.
• Business Loan Ceiling – The $2,000,000 statutory limit for business loans applies to the combination of physical, economic injury, mitigation and refinancing, and applies to all disaster loans to a business and its affiliates for each disaster. If a business is a major source of employment, SBA has the authority to waive the $2,000,000 statutory limit.
• Home Loans – SBA regulations limit home loans to $500,000 for the repair or replacement of real estate and $100,000 to repair or replace personal property. Subject to these maximums, loan amounts cannot exceed the verified uninsured disaster loss.

• Uninsured Losses – Only uninsured or otherwise uncompensated disaster losses are eligible. Any insurance proceeds which are required to be applied against outstanding mortgages are not available to fund disaster repairs and do not reduce loan eligibility. However, any insurance proceeds voluntarily applied to any outstanding mortgages do reduce loan eligibility.
• Ineligible Property – Secondary homes, personal pleasure boats, airplanes, recreational vehicles and similar property are not eligible, unless used for business purposes. Property such as antiques and collections are eligible only to the extent of their functional value. Amounts for landscaping, swimming pools, etc., are limited.
• Noncompliance – Applicants who have not complied with the terms of previous SBA loans may not be eligible. This includes borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.

Is There Help with Funding Mitigation Improvements?

• SBA can refinance all or part of prior mortgages that are evidenced by a recorded lien, when the applicant (1) does not have credit available elsewhere, (2) has suffered substantial uncompensated disaster damage (40 percent or more of the value of the property or 50% or more of the value of the structure), and (3) intends to repair the damage.
• Businesses – Business owners may be eligible for the refinancing of existing mortgages or liens on real estate, machinery and equipment, up to the amount of the loan for the repair or replacement of real estate, machinery, and equipment.
• Homes – Homeowners may be eligible for the refinancing of existing liens or mortgages on homes, up to the amount of the loan for real estate repair or replacement.